Can you claim someone on SSI

Tax credits for people with disabilities who receive SSDI or SSI benefits

If you are disabled and on social security benefits, whether SSDI or SSI, you can qualify for certain tax credits. These reduce the taxes you owe on the taxable income you earn. These are in addition to multiple deductions, income exclusions, and tax-privileged accounts for people with disabilities.

Tax credits for people with disabilities include:

  • Child and Foster Loan
  • Credit for the elderly and the disabled as well
  • Income tax credit.,

Unlike a tax deduction, which only reduces your taxable income, a tax credit reduces the amount of tax you have to pay. For example, a $ 1,000 loan reduces the tax you owe by $ 1,000. In addition, you can collect the income tax credit even if you do not owe any tax. You must file a tax return to claim these credits.

Dependent care loan for a disabled spouse, child, or parent

If you are married and your spouse has a cost to care for you so that he or she can work, you and your spouse may qualify for child and dependent care credit. You can also receive this credit for expenses you make for a caregiver Pay for your older parents so you can work when your parents are financially dependent. You can also get this credit for spending on caregivers who are mentally or physically unable to care for themselves.

To qualify for this loan, there must be a caregiver cost for an individual who:

  • physically or mentally unable to take care of itself, and
  • lived with the person who claimed the loan for more than half of the year.,

The Skilled Carer Spend on this credit is what is needed to enable a disabled person's spouse, parent of a teenage child or adult with disabilities, or adult child to work or look for work with older parents — for example, one comes Caregiver in during the day to look after you so your spouse can work during the day. Qualifying expenses do not include amounts for food, shelter, clothing, education or entertainment. However, expenses for household services such as housekeeping do qualify if at least in part it is for the welfare and protection of the disabled person.

There are no income limits for you to receive this credit. However, the amount of the loan is reduced for higher income taxpayers. (The percentage of expenses you will receive credit will be based on your income.) The maximum credit is 35% of up to $ 3,000 in qualified care costs per child. So the maximum credit is $ 1,050. The minimum balance is 20% of the Carer's expenses (or $ 600 for $ 3,000 expenses).,

The caregiver cannot be the spouse of a disabled person, the parent of a disabled child (unless the child is 13 or older), a child under the age of 19, or depending on the tax return of the person claiming the credit.

This credit is non-refundable. You only get it if you and your spouse owe income tax to the IRS. You pay the credit on IRS Form 2441. For more information, see IRS Publication 503, Child and Dependent Expenditures.,

Credit for the elderly or the disabled

This loan helps people under 65 who have resigned from work due to permanent and complete disability and are receiving taxable disability income from their former employer's accident plan, health plan or pension plan. (There is also a loan for non-disabled people over 65, but this article only deals with the loan for the disabled.) A doctor must certify that your physical or mental condition does not allow you to perform essential job duties or become self-employed. ,

Unfortunately, most disabled people do not qualify for the loan because of too much income. For example, a single person receiving disability benefits of $ 417 or more per month ($ 5,000 or more per year) will not qualify.,>


Married filing jointly, both spouses qualify



Married filing jointly, one spouse qualifies



Thus, for example, if you're single and disabled and receive $ 500 in SSI or SSDI payments per month, you don't qualify for the credit., If you only get $ 300 in SSDI per month, but $ 18,000 in an annual taxable If you have disability pension, you will still not qualify for the loan.

If you qualify for Disabled Credit, the amount ranges from $ 3,750 to $ 7,500, depending on your enrollment status and income. You must complete IRS Schedule R to determine the size of the loan. This loan is non-refundable. This means you only get it if you owe income tax to the IRS. For example, if you qualify for $ 3,750 in credit and owe $ 4,000 in income tax, you only have to pay $ 250 in taxes. However, if you don't owe income tax, you won't get a loan.

with the earned income tax credit

If she is disabled and you or your spouse work, you can qualify for Earned Income Tax Credit (EITC). This loan is available to all low-income workers, not just the disabled. To qualify for the EITC, you must:

  • be between 25 and 65 years old
  • not be dependent on or the child of anyone else for EITC purposes
  • Have you lived in the United States for at least six months
  • have earned income from working for someone or from running or owning a business - SSI and SSDI payments do not count.

As with credit for the elderly and disabled, there are income limits for obtaining the EITC, but they are not as burdensome. The income limit is higher if you have one or more "Qualifying Children", "(To be a Qualifying Child, your child must be under 19 at the end of the tax year or a full-time student under 24 or independent at any time of the year be permanently and completely disabled by age.)

For the 2019 tax year, you will qualify for the EITC if your annual income is less than:

For the 2020 tax year, you will qualify for the EITC if your annual income is less than:

The IRS has an EITC Assistant tool on their website that you can use to see if you qualify for the credit. If you qualify for the 2019 tax year, the maximum amount of credit goes from $ 529 with no eligible children up to at $ 6,557 with three eligible children. If you qualify for the 2019 tax year, the maximum credit amount ranges from $ 538 for no qualifying children to $ 6,660 for three eligible children.

The EITC is refundable, which means you get the full credit even if the amount exceeds the income tax you owe - or even if you don't owe any income tax at all.,

To receive the EITC, you must file an income tax return and attach an EIC if you have one or more eligible children.

Recovery discount from the CARES Act

Even if your only income comes from SSDI or SSI, you are entitled to the stimulus payment that Congress passed to help the economy during the economic downturn from the coronavirus outbreak. Those who filed tax returns for the 2018 or 2019 tax year will automatically receive the Stimulus Check, but many people whose only income is SSDI or SSI do not file tax returns., For more information, see our article on How to Be Recipients of Disabilities can receive the stimulus check (it also includes a stimulus check calculator).